Toto was formed in Los Angeles in 1977 by David Paich, Steve Lukather, the son of hollywood Assistant Director Bill Lukather, Bobby Kimball, brothers Steve and Jeff Porcaro, and David Hungate, the son of former United States Congressman and United States District Court Judge William L. Hungate. The bandmembers had met in high school and at studio sessions in the 1970s, when they became some of the busiest session musicians in the music business. Composed entirely of seasoned studio musicians, Toto seemed to come out of nowhere. They did not get known first on the club circuit as nearly all bands do prior to being signed by a label.
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Borrowed Time Lyrics

Toto

Just silence, from the thunder
The reflection of a life
Cant reveal the light inside
But its no wonder
Never took the chance to say
For whatever reasons why
Good intentions arent enough
Cant afford to put them off anymore
But theres nothing to do to make it right
Cause the path of our fate wont be turned aside
Cant expect anyone to understand
But the answer is in your hands
Cuz its borrowed time
Whens the dime running out
Yes its borrowed time
Just so much life
Without a doubt
Only borrowed time
Who decides, I wonder why
I cant say goodbye
Daylight casts my shadow like the rest
Cause the world keeps going on
And I know that from beyond
You feel my helplessness
But if you were standing here
You would laugh about my fears
Like you always did before
You demanded nothing else
Than you ever save yourself
So what am I frightened for
You were the one
To lead the way
Never fooled by the lights
That lead us all astray
And the last one to think
The worst of things
Doesnt change what
Tomorrow brings
(chorus)